In order for a HAP payment to be paid into a landlords bank account. HAP need to ensure the landlord receiving the payment is in fact the owner of the property being rented.
There are a number of ways to prove ownership of a property. Listed below are the documents we are allowed to accept as proof of ownership any one of the following.
- Title deed or similar legal instrument proving ownership of the property
- Current registration letter from the RTB showing the landlords name and the property address. If the house is sub-divided into self-contained flats, each individual flat will need to be registered with the RTB
- Insurance policy/schedule for the property. (Must be current and in date. We can not accept renewal notices)
- Mortgage Statement dated within the last 12 months indicating landlord as the owner of the property and indicating the property being rented is in fact the same property on the mortgage statement.
- Local Property Tax (LPT) statement showing payment, If the house is sub-divided into self-contained flats, LPT must be paid for each individual flat.
Landlords need only provide one of the documents listed above as proof of ownership.
From our experience we have found landlords tend to find the RTB letter or insurance schedule as the easiest to attain