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A Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018.

As a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.

The loan is a normal Capital and Interest-bearing mortgage which is repaid by direct debit on a monthly basis.

You can borrow up to 90% of the market value of the property.

Maximum market values of the property that can be purchased or self-built are:

  • €320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and
  • €250,000 in the rest of the country.

Please note: the property you wish to purchase must be located in your Local Authority administrative area. 

Application Form is available here

Further information is available on the Rebuilding Ireland Website at www.rebuildingirelandhomeloan.ie.

The Help desk number for Rebuilding Ireland Homeloan is 051 349 720.

 

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